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Terms of Service

Terms of Service

The agreement between you and PipelineSteady.

These Terms govern your use of the PipelineSteady platform. By creating an account or using the service, you agree to them. If you are using the service on behalf of a business, you represent that you are authorized to bind that business.

What the service is

PipelineSteady is front-office and secure document software for licensed loan officers and mortgage brokers. It handles intake, document logistics, scheduling, and communication. It is not a lender, a loan origination system, or a decisioning engine, and it does not make credit decisions or provide financial, legal, or tax advice. The loan officer or broker using the platform remains responsible for licensing, disclosures, and all credit and lending decisions.

Your responsibilities

  • Maintain the licensing and registrations your jurisdiction requires (including NMLS), and use the platform consistent with applicable lending, advertising, fair-lending (ECOA), GLBA, TCPA, and E-SIGN/UETA requirements.
  • Keep account credentials and magic links confidential, and grant access only to authorized team members.
  • Obtain any consents required before sending borrowers text messages or collecting their information.
  • Ensure pre-approval letters and other borrower-facing artifacts reflect your own review and approval.

Billing

Paid plans are billed on the cycle shown at checkout. Free trials convert to paid at the end of the trial unless cancelled. One-time implementation fees are charged as described at signup. Fees are non-refundable except where required by law.

Data and security

Borrower financial information is handled as described in our Privacy Notice, including encryption, access controls, and audit logging consistent with the GLBA Safeguards Rule. You are responsible for the accuracy of the information you and your borrowers submit.

Disclaimers and liability

The service is provided "as is." To the maximum extent permitted by law, PipelineSteady disclaims implied warranties and is not liable for indirect or consequential damages. Nothing in the platform constitutes a commitment to lend or a guarantee of any rate, term, or approval.

Changes and contact

We may update these Terms; material changes will be communicated through the platform. Questions: hello@pipelinesteady.com.